Does America really want a change?

[homedawg]

Barack Obama's Skeleton Closet!

#1-Obama was not born in the U.S.A./ not a U.S. citizen

Obama's Birth Certificate:

The ORIGINAL birth certificate of Obama has never been released, and the campaign refuses to release it.

The campaign has a false, fake birth certificate posted on their website:

- The birth certificate doesn't have a raised seal.
- It isn't signed.
- No creases from folding are evident in the scanned version.
- In the zoomed-in view, there's a strange halo around the letters.
- The certificate number is blacked out.
- The date bleeding through from the back seems to say "2007," but the document wasn't released until 2008.
- The document is a "certification of birth," not a "certificate of birth."
- The document doesn't show father's full name!
- The document shows the father's race as: African?

Obama Crimes

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#2 Obama Was Born, Raised, Is a Muslim

-Obama was born to Generations of Muslims

-Obama was raised for years in Muslim Nations

-Obama attended Muslim schools, where he was registered as a Muslim

-Obama wants you to believe that his opportunistic conversion to Christianity after being born to generations of Muslims who raised him for years in Muslim nations where he attended Muslim schools has completely eliminated his Islamic Roots and changed his Muslim sympathies.

-Obama’s church of 20 years gave many awards to the radical, anti-white, pro-Islamic, Nation of Islam leader Louis Farrakhan.

-Obama has been praised and endorsed by the Islamic terrorist group Hamas

-Obama has been praised and endorsed by Palestinian Rashid Khalidi, who also has held a fundraiser for Obama. Khalidi is a harsh critic of Israel, has made statements supportive of Palestinian terror and reportedly has worked on behalf of the Palestine Liberation Organization while it was involved in anti-Western terrorism and was labeled by the State Department as a terror group.

-Obama has praised and endorsed, in his autobiography, the founder first President of Nation of Islam President Malcom X

-Brother: Muslim ”Obama’s brother Roy opted for Islam over Christianity, as the Senator recounted in his book when describing his 1992 wedding. “The person who made me proudest of all,” Obama wrote, “was Roy. Actually, now we call him Abongo, his Luo name, for two years ago he decided to reassert his African heritage. He converted to Islam, and has sworn off pork and tobacco and alcohol.”Abongo “argues that the black man must “liberate himself from the poisoning influences of European culture.” He urged his younger brother to embrace his African heritage.

-Sister: Muslim In an interview with the New York Times, Maya Soetoro-Ng, Obama’s younger half sister, told the Times, “I don’t want to deny Islam. I think it’s obviously very important that we have an understanding of Islam ... my brother has been a Christian for (only) 20 years.

-Father: Muslim Obama Sr. (Senior) was born in Nyangoma-Kogelo, Siaya District, Kenya.

-Step Father: Muslim Lolo Soetoro Mangunharjo ws a devout Muslim and Obama went to Mosque on Fridays with him.

-Mother: Muslim The evidence seems to quite clearly show that both Ann Dunham and her husband Lolo Soetoro Mangunharjo were in fact devout Muslims themselves and they raised their son as such.”

-Grandfather: lived for a time in Zanzibar, where he converted from Christianity to Islam. He was one of the first Muslim converts in his village.
Grandfather, for whom Obama was given the middle name, Hussein, was "fiercely devoted to Islam." He had at least 3 wives: Helima, who had no children, Akuma who gave birth to Sarah Obama, Barack Hussein Obama, Sr. and Auma Obama.

-Obama’s teachers and the principal from the 1970's: Obama actively took part in the Islamic religious lessons during his years at his school in Muslim Indonesia. “I remembered that he had studied “mengaji” (recitation of the Quran)” “The actual usage of the word ‘mengaji’ in Indonesian and Malaysian societies means the study of learning to recite the Quran in the Arabic language rather than the native tongue. “Mengagi” is a word and a term that is accorded the highest value and status in the mindset of fundamentalist societies here in Southeast Asia. To put it quite simply, ‘mengaji classes’ are not something that a non practicing or so-called moderate Muslim family would ever send their child to. To put this in a Christian context, this is something above and beyond simply enrolling your child in Sunday school classes.”

-The Obama Campaign: told the LA Times he wasn’t a “practicing Muslim.” (3/14/2007).

- Obama states his "Muslim Faith". Obama acknowledged his Islamic Heritage Sunday, September 7, 2008 during an exchange with ABC's George Stephanopoulos on "This Week", speaking of "My Muslim Faith".


The Obama File
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#3 Obama's association with the unrepentant terrorist William Ayers, founder of the Weather Underground.

-Despite having authored two autobiographies, Obama has never written about his most important executive experience. From 1995 to 1999, he led an education foundation called the Chicago Annenberg Challenge (CAC), and remained on the board until 2001. The group poured more than $100 million into the hands of community organizers and radical education activists.

-The CAC was the brainchild of Bill Ayers, a founder of the Weather Underground in the 1960s. Among other feats, Mr. Ayers and his cohorts bombed the Pentagon, and he has never expressed regret for his actions. Barack Obama's first run for the Illinois State Senate was launched at a 1995 gathering at Mr. Ayers's home.

-Documents in the CAC archives make clear that Mr. Ayers and Obama were partners in the CAC. Those archives are housed in the Richard J. Daley Library at the University of Illinois at Chicago

- In early 1995, Obama was appointed the first chairman of the board, which handled fiscal matters. Mr. Ayers co-chaired the foundation's other key body, the "Collaborative," which shaped education policy.

-Obama has misrepresented his relationship with Ayers to the press and someone blocked access to the records detailing the workings of the group founded by Ayers and chaired by Obama.

The Real Barack Obama
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#4 Obama's relationship with Tony "slum landlord" Rezko

-They met in 1990. Obama was a student at Harvard Law School and got an unsolicited job offer from Rezko, then a low-income housing developer in Chicago. Obama turned it down.

-Obama took a job in 1993 with a small Chicago law firm, Davis Miner Barnhill, that represents developers -- primarily not-for-profit groups -- building low-income housing with government funds.

-One of the firm's not-for-profit clients -- the Woodlawn Preservation and Investment Corp., co-founded by Obama's then-boss Allison Davis -- was partners with Rezko's company in a 1995 deal to convert an abandoned nursing home at 61st and Drexel into low-income apartments. Altogether, Obama spent 32 hours on the project, according to the firm. Only five hours of that came after Rezko and WPIC became partners, the firm says. The rest of the future senator's time was helping WPIC strike the deal with Rezko. Rezko's company, Rezmar Corp., also partnered with the firm's clients in four later deals -- none of which involved Obama, according to the firm. In each deal, Rezmar "made the decisions for the joint venture," says William Miceli, an attorney with the firm.

-In 1995, Obama began campaigning for a seat in the Illinois Senate. Among his earliest supporters: Rezko. Two Rezko companies donated a total of $2,000. Obama was elected in 1996 -- representing a district that included 11 of Rezko's 30 low-income housing projects.

-Rezko's low-income housing empire began crumbling in 2001, when his company stopped making mortgage payments on the old nursing home that had been converted into apartments. The state foreclosed on the building -- which was in Obama's Illinois Senate district.

-In 2003, Obama announced he was running for the U.S. Senate, and Rezko -- a member of his campaign finance committee -- held a lavish fund-raiser June 27, 2003, at his Wilmette mansion.

-A few months after Obama became a U.S. senator, he and Rezko's wife, Rita, bought adjacent pieces of property from a doctor in Chicago's Kenwood neighborhood -- a deal that has dogged Obama the last two years. The doctor sold the mansion to Obama for $1.65 million -- $300,000 below the asking price. Rezko's wife paid full price -- $625,000 -- for the adjacent vacant lot. The deals closed in June 2005. Six months later, Obama paid Rezko's wife $104,500 for a strip of her land, so he could have a bigger yard. At the time, it had been widely reported that Tony Rezko was under federal investigation. Questioned later about the timing of the Rezko deal, Obama called it "boneheaded" because people might think the Rezkos had done him a favor.

-Eight months later -- in October 2006 -- Rezko was indicted on charges he solicited kickbacks from companies seeking state pension business under his friend Gov. Blagojevich. Federal prosecutors maintain that $10,000 from the alleged kickback scheme was donated to Obama's run for the U.S. Senate. Obama has given the money to charity.

-Using his elected office and his clout, Obama helped Tony Rezko and other unscrupulous low-income housing developers obtain millions of dollars in state grants, tax credits, low-interest loans, and regulatory advantages.
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#5 Obama and Corruption in ACORN


-Obama and ACORN, Fellow Travelers. “ACORN attracted Barack Obama in his youthful community organizing days.

-Obama Formerly Represented ACORN, Taught Classes For Future Leaders Of ACORN

- Obama Worked As Executive Director Of ACORN’s Voter-Registration Arm, Project Vote.

-Obama Was Part Of Team Of Lawyers Who Represented ACORN In A Suit Against The State Of Illinois.

-ACORN's Political Action Committee Endorsed Obama.

-Obama's Campaign Paid Over $800,000 To ACORN For Get-Out-The-Vote Efforts

-Obama Praised ACORN For Being A Good Ally



The Real Barack Obama

BarackBook

Welcome to NOBAMA

NObama - Not Now, Not Ever

HELL NObama.

Obama WTF
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MORE TRUTH, TO COME!

Obama's "A" List

Rev Wright
Tony Rezko
Michelle Obama
Louis Farrakhan
William Ayres
Bernadine Dorhn
Rashid Khalidi
Nadhmi Auchi
Frank Marshall Davis
Saul Alinsky
Kwame Kilpatrick
Rev Meeks
George Soros
Raila Odingo
Abongo Obama
Black Panthers
Ludacris
Jim Johnson
Franklin Raines
Ahmad Yousuf (Hamas)
Fidel, Raul Castro
Hugo Chavez
Daniel Ortega
Kim Jong Il
Al Mansour
Pfleiger Capers Funnye
Muhammad Hasa Chandoo
Wahid Hamid
Valerie Jarret
Robert Malley

<object width="750" height="500"><param name="movie" value="http://www.youtube.com/v/gA6_k3NtXZs&hl=en&fs=1"></param><param name="allowFullScreen" value="true"></param><embed src="http://www.youtube.com/v/gA6_k3NtXZs&hl=en&fs=1" type="application/x-shockwave-flash" allowfullscreen="true" width="750" height="500"></embed></object>

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Wisconsin Women For McCain-Palin Coalitions Unites And Announces More Than 1000 Members

WAUKESHA, WI -- The McCain--Palin presidential campaign today announced the leadership and membership of the Wisconsin Women for McCain--Palin Coalition, a statewide grassroots organization of more than 1,000 members. This group of 1,057 women will unite and work to bolster Senator McCain's support throughout Wisconsin and spread his promise to fight to take America in a new direction. At this moment of national crisis, America needs a fighter and John McCain has fought for this country for all of his life.

The Wisconsin Women for McCain--Palin Coalition understands that John McCain will fight for all women throughout the state and throughout the nation. John McCain will fight for a new direction for our country, fight to clean up the mess in Washington, fight to get our economy back on track, fight for our children's future and fight for justice and opportunity for all.



As a son, husband and father of three daughters, John McCain has always recognized women's unique issues and has worked during his 26 years in the United States Congress to improve women's health care options, make certain the work place is free from discrimination, ensure that employers can provide parents flexibility in their work schedules to balance family needs, provide strong educational opportunities for parents, allow families to keep more money in their pockets to care for their families, and keep families safe and secure from this uncertain world.

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McCain for President

In the hurly-burly of a presidential campaign, voters can get caught up in distractions from attack ads to zingers delivered during debates.

We must not forget that we are hiring for the most important job in the nation, and that the basis for our decision must be which candidate will best execute the Office of the President of the United States and preserve, protect and defend the Constitution of the United States.
In the view of the Register, that candidate is Sen. John McCain, R-Ariz.

McCain has the experience and the ability to lead this country in a time of enormous challenges and uncertainty, and his policy proposals in several areas are superior to those of his dynamic rival, Sen. Barack Obama, D-Ill.
McCain has put country first, literally and figuratively, all his life. A decorated combat veteran who spent nearly six years in a North Vietnamese prison, he has since spent more than 25 years in the U.S. Congress. He has proposed legislation in all the major arenas of federal authority, has a history of working effectively with Democrats on a variety of issues, has chaired the powerful Commerce Committee and been involved in dozens of major decisions involving our national security and international standing.

McCain supported the military surge in Iraq long before the current administration did — and long before it dramatically reduced violence and strife in Iraq, bringing stability and the prospect for meaningful change to a land of critical strategic importance to the United States. During the Clinton administration, his support of sending U.S. and allied troops to Bosnia was the right choice — militarily, strategically and morally.
When it comes to matters of justice, McCain has used judgment that is both respectful of our 221-year-old U.S. Constitution and necessary to defend our freedoms. He has being a staunch advocate of the nation’s aggressive efforts to defend against terrorists and other enemies, but has been critical of our own missteps at Abu Ghraib. He was among a group of leaders to broker a compromise in a dispute between the president and Senate Democrats over several presidential appointees to the bench, working to depoliticize matters in an area where partisan politics rarely play a constructive role.

His proposals for the economy, including incentives for research into renewable energy and for corporations to keep jobs in the United States, are consistent with tried-and-true methods of protecting the national interest while trusting the people rather than the government to create prosperity. Though it will take more than the work of one man to address domestic and global financial problems, McCain’s experience and ability to get things done will benefit the nation.

He is committed to the search for a renewable, domestic, stable energy supply.

His proposals for health care are simply more realistic, less burdensome — and under current economic conditions more fiscally responsible — than his rival’s call for universal coverage and its unknowable price tag.

The two candidates’ views on education are similar, yet McCain’s proposals are more fiscally sound than his rival’s and leave the responsibility for decisions where it belongs, in the hands of families.

Sen. Barack Obama is a passionate, intelligent and honorable candidate whose commitment to the betterment of this nation should not be questioned. The prospect of bringing to the White House such an exciting and youthful leader is tempting.

Yet Obama’s record of political achievement is sparse when compared to McCain’s, and his ability to navigate through storms such as the ones before us is untested.

We cannot afford to project our hopes on one so unproven.

One candidate for president has the experience to lead our people through what promises to be a period of difficult choices and sacrifice in order to keep the United States what we truly believe it to be — the greatest nation on Earth. That candidate is John McCain.

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Hispanic Business Leaders Endorse John McCain


ARLINGTON, VA -- McCain-Palin 2008 today announced the support of more than 50 influential Hispanic business leaders from across the country. They will work to communicate John McCain and Governor Sarah Palin's economic plan which will create jobs, ensure energy security, reform government spending and bring relief to American consumers.

"I am supporting John McCain because he has always done what is right for all Americans," said Mary Jean Duran of California, "He will continue to give Hispanic-American-owned small businesses the opportunity to compete in the global markets, while Barack Obama proposes billions in higher taxes, more spending and isolationism from global economy."

Jerry Natividad from Colorado added, "John McCain will fight to ensure the American dream is still achievable for us and for our children. He has a plan to get our economy back on track, create jobs, and keep people in their homes. He understands that small businesses are the job engine of America. Our economy simply cannot afford Barack Obama's plans for trade, health care, taxes, and energy."

HISPANIC BUSINESS LEADERS FOR MCCAIN

Frank C. Rivera, Arizona
Ruben Alvarez, Arizona
Claudia Bermudez, California
Donald C. Garcia, California
Fred Armendariz, California
Issac Barcelona, California
Jarryd Rudolph, California
Josh Valdez, California
Mario Rodriguez, California
Mary Jean Duran, California
Matthew Venegas, California
Pablo Wong, California
Solomon D. Trujillo, California
Tom Garcia, California
William Jerry Silva, California
Willie Wulff, California
Jerry Natividad, Colorado
Eric Rojo, Washington, D.C.
Jose A. Fuentes, Washington, D.C.
Juan Carlos Benitez, Washington, D.C.
Roberto Jose Coquis, Washington, D.C.
Al Cardenas, Florida
Roberto Espin, Florida
David Hernandez, Florida
Eric Carson, Hawaii
Gloria M. Campos, Illinois
Vinicio E. Madrigal, Louisiana
Jose Nino, Maryland
David Olivencia, Michigan
Richard Aguilar, Minnesota
Jeannette Hernandez Prenger, Missouri
Fernando Romero, Nevada
Tibi Ellis, Nevada
Dr. Horatio Villareal, New Mexico
Ramon Tallaj, New York
Dr. Cynthia Lama, New York
Dr. Carlos Aviles, New York
Alfredo Gutierrez, New Jersey
John Regis, Puerto Rico
Ignacio Veloz, Puerto Rico
Maria Taxman, Missouri
Jeannette Hernandez Pranger, Missouri
F.H. Guzman, Tennessee
Raul Lopez, Tennessee
Sylvia Marcela Gomez, Tennessee
Adryana Boyne, Texas
Jacob Monty, Texas
Jenny De La Rosa, Texas
Jose Cuevas, Texas
Rick Jaramillo, Texas
Rolando Pablos, Texas
Massey Villareal, Texas
Nina Vaca, Texas
Ted Cruz, Texas
Tom Covino, Texas
Sylvia Haro, Utah
Jacqueline Krick, Virginia
Jo- Ann Chase, Virginia
Luis Quinonez, Virginia

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"McCain To Outline Tax Relief For Seniors"


"McCain will propose that seniors pay a maximum tax rate of 10 percent on money they withdraw from IRAs and 401(k) retirement plans in 2009 and 2010, instead of paying the current higher tax rate, the adviser said. It would cost $36 billion. This is in addition to a plan he announced last week, and which he will repeat Tuesday, to give investors temporary relief from a rule forcing them to begin withdrawing from their 401(k) and IRA plans once they reach the age of 70-1/2." -- Reuters

"McCain To Outline Tax Relief For Seniors"
By Steve Holland
Reuters
October 14, 2008

Republican presidential nominee John McCain will unveil proposals Tuesday aimed at helping Americans cope with a sharp plunge in the stock market, including tax relief for senior investors.

The proposals, to be outlined by McCain in Pennsylvania, come as the Arizona senator tries to close a gap with Democrat Barack Obama, who leads in national polls and in several key states with three weeks to go until election day on November 4.

McCain economic adviser Doug Holtz-Eakin told Reuters that McCain would outline an estimated $52.5 billion in new proposals.

McCain will propose that seniors pay a maximum tax rate of 10 percent on money they withdraw from IRAs and 401(k) retirement plans in 2009 and 2010, instead of paying the current higher tax rate, the adviser said. It would cost $36 billion.

This is in addition to a plan he announced last week, and which he will repeat Tuesday, to give investors temporary relief from a rule forcing them to begin withdrawing from their 401(k) and IRA plans once they reach the age of 70-1/2.

Many older Americans have seen their retirement accounts devastated in the past couple of weeks due to the stock market crash.

Holtz-Eakin said McCain will also propose relief for Americans who are "aiming toward retirement" and were counting on investment income to send their children to college or pay the mortgage.

Internal Revenue Service rules say Americans can only deduct $3,000 in stock losses in any given year. McCain would expand that deduction to $15,000 a year for the tax years 2008 and 2009.

"These are not normal times," Holtz-Eakin said. "It has to be someone who was in such duress that they had to sell it at a huge loss. We think that's a good target, to give them that relief."

'CASH INTO THE HANDS OF PEOPLE'

McCain for two years would cut the capital gains tax on stock profits in half, from 15 percent now on stocks held a year or longer to 7.5 percent -- a $10 billion proposal.

In a proposal aimed at helping Americans who have been laid off from their jobs, McCain would suspend the tax on unemployment insurance benefits in 2008 and 2009.

This would apply to about 3.6 million Americans and cost about $6.5 billion.

Holtz-Eakin said the aim is to help keep money in the hands of people to improve the overall health of the U.S. economy.

"We're putting a lot of cash into the hands of people because that's the near-term duress," he said. "What businesses are looking for right now are customers," he said.

McCain will repeat his support for using money under the recently approved $700 billion Wall Street rescue plan to help homeowners facing foreclosure.

Under his proposal, which Obama has denounced as "risky," McCain proposed a $300 billion plan for the government to buy troubled loans from homeowners who have seen values fall below their debt and restructure them into more affordable mortgages.

McCain senior adviser Mark Salter disputed news reports that said McCain had planned to outline his proposals Monday but that they fell victim to internal arguments.

The Obama campaign had taunted the McCain team for giving a political speech Monday while Obama outlined some new economic proposals.

Salter said McCain had always planned to unveil a new political stump speech Monday, which he did, and then give an economic speech Tuesday.

"There was no back-and-forth about not doing an economic speech Tuesday," he said. "There was no intense meeting of McCain senior staff and policy advisers arguing over 30 policy proposals yesterday. Didn't exist, didn't happen," Salter said Monday.

He said McCain had been engaged in preparations Sunday for his third and final debate with Obama Wednesday in Hempstead, New York.

[dananderson32]

Gallup Daily: Race Steady With Obama Leading by 9

ah damn don't you hate when the american people feel they connect with a man not born in the US, is a Muslim and hates the pledge

Seven in 10 Say Obama Understands Americans' Problems

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John McCain's Pension and Family Security Plan


Today, John McCain Will Outline His Pension And Family Security Plan To Address The Ongoing Economic Crisis. The Pension and Family Security Plan will help those who are currently hurting the most including workers, homeowners and seniors.

The Pension And Family Security Plan Builds On The American Homeownership Resurgence Plan John McCain Outlined Last Week. The American Homeownership Resurgence Plan uses $300 billion of the $700 billion package recently passed by Congress to keep Americans in their homes, stop declining housing values and stabilize financial markets. Learn more about the Plan here: JohnMcCain.com - McCain-Palin 2008

As He Works To Address The Financial Crisis, John McCain Will Implement His "Jobs For America" Economic Plan To Strengthen And Expand Our Economy. Learn more about the Plan here: JohnMcCain.com - McCain-Palin 2008

Elements Of The Pension And Family Security Plan:

SENIORS: Lower Taxes On Seniors Tapping Their Retirement Accounts.

SENIORS: Suspend Tax Rules That Force Seniors To Sell Their Stocks In The Midst Of This Financial Crisis.

SAVERS: Accelerate The Tax Write-Off For Those Forced To Sell At A Loss In The Current Market.

SAVERS: Reduce Capital Gains Taxes For 2009 And 2010 To Raise The Incentive To Save And Invest.

HOMEOWNERS: Purchase Mortgages Directly From Homeowners And Mortgage Servicers, And Replace Them With Manageable, Fixed-Rate Mortgages.

WORKERS: Eliminate Taxes On Unemployment Benefits.

Strengthening Retirement:

John McCain Believes Our Response To The Financial Crisis Should Focus On The Homes And Savings Of Americans. Seniors have seen the financial markets undertake a daily assault on their life savings in recent weeks. Families are being forced to sell at a loss to meet their bills. Public employees, unions, and every other pension fund in America will benefit from a stronger market. The government should take steps to meet these needs.

John McCain Proposes That Withdrawals From Tax-Preferred Accounts - IRAs And 401(k)s - Should Be Taxed At The Lowest Rate - 10 Percent - In 2008 And 2009. This policy will apply to the first $50,000 withdrawn from these accounts each year and will affect the accounts of nearly nine million Americans over the age of 60, permitting them to devote more of their income to retirement needs.

John McCain Has Called To Suspend The Tax Rules That Force Seniors To Sell Their Stocks In The Midst Of The Most Grave Financial Crisis Of Our Lifetime. Under current law, Americans with tax-preferred IRA and 401(k) accounts must begin to sell off their equities when they reach age 70.5 - unless they continue to work, in which case they must sell when they retire. Forcing seniors to sell at this time guarantees less to live on during retirement and could affect over four million seniors. John McCain believes this should be immediately waived.

Strengthening Savings:

John McCain Will Not Penalize Those Forced To Sell Off In Today's Tough Markets. John McCain believes that we should increase the amount of capital losses which can be used in tax years 2008 and 2009 to offset ordinary income from $3,000 to $15,000.

John McCain Will Strengthen Incentives To Save, Invest, And Restore The Liquidity Of Markets. John McCain proposes a reduction in the maximum tax rate on long term capital gains to 7.5 percent in 2009 and 2010.

Strengthening Homeownership And Stabilizing Financial Markets:

John McCain Has Proposed An American Homeownership Resurgence Plan To Address The Financial Crisis Head-On And Ensure Deserving Homeowners Are Protected First And Foremost.

John McCain Will Attack The Roots Of Our Financial Crisis By Purchasing Mortgages Directly. John McCain will direct his Treasury Secretary to implement an American Homeownership Resurgence Plan (McCain Resurgence Plan) to keep families in their homes, avoid foreclosures, save failing neighborhoods, stabilize the housing market and attack the roots of our financial crisis.

America's Families Are Bearing A Heavy Burden From Falling Housing Prices, Mortgage Delinquencies, Foreclosures, And A Weak Economy. It is important that those families who have worked hard enough to finance homeownership not have that dream crushed under the weight of the wrong mortgage. The existing debts are too large compared to the value of housing. For those that cannot make payments, mortgages must be re-structured to put losses on the books and put homeowners in manageable mortgages.

There Are 3.1 Million Homeowners In America Who Are Delinquent Or In Default On Their First Mortgage.

There Are 11.8 Million Underwater First Mortgages In The United States. An underwater mortgage occurs when a homeowner owes more money than the market value of a home.

The McCain Resurgence Plan Would Purchase Mortgages Directly From Homeowners And Mortgage Servicers, And Replace These Mortgages With Manageable, Fixed-Rate Mortgages That Will Keep Families In Their Homes. By purchasing the existing, failing mortgages the McCain resurgence plan will eliminate uncertainty over defaults, support the value of mortgage-backed derivatives and alleviate risks that are freezing financial markets.

The McCain Resurgence Plan Would Be Available To Mortgage Holders Who Live In Their Primary Residence And Can Prove Their Creditworthiness At The Time Of The Original Loan. The new mortgage would be an FHA-guaranteed fixed-rate mortgage at terms manageable for the homeowner.

How The Program Works:

An American buys a house that is his or her primary residence for $250,000 with a conservative, 20 percent downpayment ($50,000 down).

His or her community property values fall by 30 percent, leaving him or her with a home worth $175,000 and a mortgage still worth $200,000.

Under the McCain Plan, their mortgage would be retired, and they would receive a new, FHA guaranteed, 30-year fixed mortgage, at a low interest rate that reflects historical norms and the current market value of his home.

The Direct Cost Of This Plan Would Be About $300 Billion And Will Represent A Portion Of The $700 Billion Provided By Congress In The Recent Financial Market Stabilization Bill. The purchase of mortgages would relieve homeowners of "negative equity" in some homes. By stabilizing mortgages it will likely be possible to avoid some purposes previously assumed needed in that bill.

Providing Tax Relief To The Unemployed

John McCain Will Provide A Tax Cut For Americans Who Have Lost A Job By Exempting Unemployment Benefits From Taxation. According to the latest statistics, over 3.6 million Americans are currently receiving unemployment benefits. John McCain recognizes that at a time when families are hurting, and the prospects of future job losses increase -- we should stop taxing unemployment insurance benefits for 2008 and 2009.

Taxes Average Nearly 10 Percent Of Unemployment Benefits For Those Making Less Than $100,000. John McCain will eliminate this burden -- immediately increasing received benefits by nearly 10 percent on average.

John McCain's Plan Is Targeted To Help Those Most In Need -- Those Who Were Making Less Than $100,000. This provides targeted relief, at the lowest cost to the taxpayer.

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Dueling Med Plans: McCain's Offers Consumers More Long-Term Choice

By Editorial, Rocky Mountain News
October 13, 2008





If there's one issue Coloradans have been intently listening to in the season of never-ending political debates - besides the economy, of course - it's probably health care.

A new Census Bureau report, after all, reveals that nearly one in five Coloradans under age 65 lack health insurance. The number jumps to 35 percent when only counting the Hispanic community.

And while that doesn't mean every one of those residents is in financial straits because of health care costs, one catastrophic medical crisis can send a family to the poorhouse.

Both political parties and their candidates are quick to agree that America's health care system is fractured. Both John McCain and Barack Obama are touting preventive care and better information technology to cut costs, and have proposed safety nets (though markedly different) to cover the hard-to-insure, such as patients with pre-existing conditions.

That's where the agreement stops.

How can voters wade through the health care rhetoric to pick the best offered solution? If you're uninsured, your focus is on securing adequate coverage. If you're insured, you want to know whether proposals will ding your wallet or the quality and scope of your coverage.

In either case, you probably value some degree of choice. If that's a high priority, we'd recommend John McCain's plan. Barack Obama's plan extols choice, too, but over time leads in another direction.

McCain's health care proposal hinges on a $5,000 tax credit for families ($2,500 for individuals) under which individuals could either keep their current insurance or go out and buy coverage, even shopping across state lines to get the best rates.

And under McCain's plan, if you don't spend the entire allotted amount on coverage, the remainder can be deposited in Health Savings Accounts (which McCain wants to expand).

The Obama plan, meanwhile, gives birth to a bouncing new bureaucracy: the National Health Insurance Exchange, which would offer private policies and a public insurance plan "based on benefits available to members of Congress" - generous benefits, in other words. All wanting insurance in the public plan would have to be covered under the same premium, without regard to lifestyle choices such as smoking that increase health risks. Obama's plan purports to maintain personal choice - and to some exent does at first - but a growing entitlement program will almost certainly crowd private insurers out of the market.

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ICYMI: McCain-Palin Campaign Conference Call On Barack Obama's Economic Plan


"Barack Obama today proposed a 90-day foreclosure moratorium. Obama, himself, when Senator Clinton proposed such a foreclosure moratorium, labeled it a 'disastrous' policy and proceeded to rail against it. Now he's proposing it."
-- Doug Holtz-Eakin

ARLINGTON, VA -- Today, the McCain-Palin campaign held a press conference call with former Congressman Rob Portman and senior policy adviser Doug Holtz-Eakin to discuss Barack Obama's economic plan:

Rob Portman: "I think Americans were hoping today that Senator Obama would tell us that he has now decided the economy is bad enough he is not going to move forward with his tax increases.

"You recall that earlier in the campaign he'd indicated that he might not move forward with his tax increases if the economy were weak. The economy is certainly weak, and it's weakening every day. Instead what we heard today were a lot of new promises for new spending adding to the $860 billion in additional spending that he's already promised during the campaign and that is not the way we are going to get ourselves back on track. More spending in fact is going to make the situation worse. It's one of the reasons we're in the trouble we're in. The deficits mounting every year and the debt has hurt our economy in a very direct way by hurting the value of the dollar and increasing the costs for everything from the price of imported oil to our groceries.

"Instead what Senator McCain is focused on is pro-growth, pro-jobs tax relief while keeping spending under control. And one of the things that I thought was interesting about Senator Obama's proposals today was the talk about changing the way in which people can withdraw funds from their defined contribution plans, their IRA's or their 401K's. And as I read his remarks it sounds like he was saying that people would be able to withdraw funds out up to $10,000 without penalty.

"Some of you know I spent a lot of time working on this legislation when I was in Congress and of course there is currently a hardship withdrawal for 401K's and most plans permit that. There's also withdrawal by the way for first time home buyers and there's also the ability to get a loan up to $50,000. So I'm not sure what impact that would exactly have except that is would be taking out of retirement savings, assets at a time when those assets are likely be at a very low value. So it's not clear that there is the need for any new policy in this area because of the consistent ability to deal with hardships and to take out a loan but second it seems like it would be just the wrong thing to encourage American families today who are already struggling to figure out how they are going to be able to prepare for their retirement.

"The final thing that Senator Obama said that I thought was something that we should all agree with which is that we need a new ethic of responsibility in this country and Senator McCain has been talking about that the entire campaign in terms of personal responsibility with health care for instance and allowing people to keep more of their hard earned money. But if we are talking about a new ethic of responsibility, it seems as though we should start with the federal government and it certainly would not be a new ethic of responsibility to have us not only begin spending over $860 billion in new programs under the existing economic plans Senator Obama has laid out but now additional spending at a time when we are facing big deficits in part because of the economic situation we're in and the lower revenue, and the debt that has built up that is requiring us to borrow more and more money including from foreign governments and banks that's putting pre ssure on the dollar and therefore hurting the economy."

...

Doug Holtz-Eakin: "I think what we saw today was the hypocrisy of Barack Obama's economic policy continuing at the very same time he's threatening the weak American economy with tax increases, explosive spending proposals, expensive health mandates, a weak energy policy and protectionist trade inclinations. He pretends to offer a, quote, rescue package to Americans, when in fact the rescue is simply from the threat of his own policies. If you look at what he proposed today, I think it reveals the genuine problem. He already had the Tax Policy Center, a group he likes to tout as the non-partisan arbiter, say that John McCain's policy is better for growth, and we can see why in what he put out today.

"He proposed a New American Jobs tax credit. That would be a $3,000 tax credit per new job in the United States over the next two years. This is going to be a very expensive proposal that's going to cost about $170 billion had it been in place in 2007. But think about what it'd have to do. He's going to offer a $3,000 credit at the same he's proposing an expensive $12,000 per employee mandate for health insurance, and while the credit would last for two years, the mandate would go on forever. Indeed, at the current rates of inflation, that'd be about a $15,000 mandate at the time it expired. You will hardly undo the damage with a $3,000 credit.

"He's, at the moment, dead set on raising the top marginal tax rates, raising dividends and capital gains tax rates. Those top marginal tax rates will affect the small businesses. They create 56% of small business income. Small businesses, those under 50 employees, have created 331,000 jobs in the United States in 2008, despite all the weaknesses out there. They are the only businesses that are creating jobs. They are the only ones doing, on their own, what Barack Obama ostensibly wants to accomplish with this job credit. He wants to raise their taxes. He would be better off dropping the jobs credit and simply stopping the tax increases, letting these folks do the job that they're doing. His plan with the expensive mandates from health, has been estimated to cost more than 225,000 jobs. It would force employers to lower wages by more than $3 an hour. John McCain's tax policy, in contrast, would provide a very flexible, even-handed subsidy to all for ms of private insurance, provides for portable insurance that's not linked to employers, and will not cost Americans their jobs.

"Barack Obama today proposed a 90-day foreclosure moratorium. Obama, himself, when Senator Clinton proposed such a foreclosure moratorium, labeled it a 'disastrous' policy and proceeded to rail against it. Now he's proposing it.

"Senator McCain doesn't want people in foreclosure. He's taken an aggressive stance to use a portion of the $700 billion that the American public has devoted to financial and economic rescue to make sure that we simultaneously accomplish the goals of keeping Americans in their homes, supporting housing values for every homeowner in America, and stabilizing the value of the toxic mortgage-based assets that's plaguing the financial system.

"So, Barack Obama would be much better served to solve the fundamental problems than undertake a 'disastrous' policy that would only be a band-aid after the fact. So, we're seeing more of the same from Barack Obama, lots of talk, nothing that's going to substantively help the American economy, and tomorrow we'll hear from John McCain."

...

"Tomorrow, however, he will now turn to the economy, to the pressures facing American families and businesses and we'll talk about the specific new measures to address those hurt worse by the financial crisis, unlike Barack Obama who has stood on the sidelines at moments of great national crisis. John McCain has consistently addressed the issues that have faced Americans throughout this period, with proposals that will make their lives easier and more bearable in the times of great financial distress, and so we'll look forward to John McCain's remarks tomorrow."

[homedawg]

Obama's 95% Illusion

By Editorial, Wall Street Journal
October 13, 2008


One of Barack Obama's most potent campaign claims is that he'll cut taxes for no less than 95% of "working families." He's even promising to cut taxes enough that the government's tax share of GDP will be no more than 18.2% -- which is lower than it is today.

It's a clever pitch, because it lets him pose as a middle-class tax cutter while disguising that he's also proposing one of the largest tax increases ever on the other 5%. But how does he conjure this miracle, especially since more than a third of all Americans already pay no income taxes at all? There are several sleights of hand, but the most creative is to redefine the meaning of "tax cut."

For the Obama Democrats, a tax cut is no longer letting you keep more of what you earn. In their lexicon, a tax cut includes tens of billions of dollars in government handouts that are disguised by the phrase "tax credit." Mr. Obama is proposing to create or expand no fewer than seven such credits for individuals:

A $500 tax credit ($1,000 a couple) to "make work pay" that phases out at income of $75,000 for individuals and $150,000 per couple.

A $4,000 tax credit for college tuition.

A 10% mortgage interest tax credit (on top of the existing mortgage interest deduction and other housing subsidies).

A "savings" tax credit of 50% up to $1,000.

An expansion of the earned-income tax credit that would allow single workers to receive as much as $555 a year, up from $175 now, and give these workers up to $1,110 if they are paying child support.

A child care credit of 50% up to $6,000 of expenses a year.

A "clean car" tax credit of up to $7,000 on the purchase of certain vehicles.

Here's the political catch. All but the clean car credit would be "refundable," which is Washington-speak for the fact that you can receive these checks even if you have no income-tax liability. In other words, they are an income transfer -- a federal check -- from taxpayers to nontaxpayers. Once upon a time we called this "welfare," or in George McGovern's 1972 campaign a "Demogrant." Mr. Obama's genius is to call it a tax cut.

The Tax Foundation estimates that under the Obama plan 63 million Americans, or 44% of all tax filers, would have no income tax liability and most of those would get a check from the IRS each year. The Heritage Foundation's Center for Data Analysis estimates that by 2011, under the Obama plan, an additional 10 million filers would pay zero taxes while cashing checks from the IRS.

The total annual expenditures on refundable "tax credits" would rise over the next 10 years by $647 billion to $1.054 trillion, according to the Tax Policy Center. This means that the tax-credit welfare state would soon cost four times actual cash welfare. By redefining such income payments as "tax credits," the Obama campaign also redefines them away as a tax share of GDP. Presto, the federal tax burden looks much smaller than it really is.

The political left defends "refundability" on grounds that these payments help to offset the payroll tax. And that was at least plausible when the only major refundable credit was the earned-income tax credit. Taken together, however, these tax credit payments would exceed payroll levies for most low-income workers.

[coreyschucky]

Corey, you working for ACORN? You will NOT get me to change my vote!




:thumbs:

No I don't work for ACORN and ACORN does a a lot of despicable things but McCain has been tied to ACORN as well and so has some of his people so it's not just on Obama's side.

[homedawg]

No I don't work for ACORN and ACORN does a a lot of despicable things but McCain has been tied to ACORN as well and so has some of his people so it's not just on Obama's side.

I started a thread for you and Dan! You post your notes there and I will post my notes here! TIA :thumbs:

[coreyschucky]

On Monday, the Democratic-leaning group ACORN, which has been painted as a criminal enterprise by the GOP for its voter registration and housing policy efforts, pushed back against its critics by producing a photo of John McCain attending its March 2006 rally.

October 13, 2008 03:48 PM

On Monday, the Democratic-leaning group ACORN, which has been painted as a criminal enterprise by the GOP for its voter registration and housing policy efforts, pushed back against its critics by producing a photo of John McCain attending its March 2006 rally.

It was a reminder that, for all their electoral histrionics, Republicans have aligned themselves with ACORN in the past.

Indeed, in addition to the McCain photo, there is a host of examples of prominent McCain surrogates attending ACORN events, signing ACORN legislation, or complimenting the group's efforts.

Florida Gov. Charlie Crist, for example, partnered with ACORN in March 2008 for a "Homeownership Promotes The Economy" taskforce. More recently, Crist declared that -- contrary to GOP outrage -- he was not upset with the group's voter registration efforts in his state. The New York Times reported that ACORN supported a law signed by Governor Crist, which "changed the rules last year to restore the voting rights of about 112,000 former convicts."

In July 2005, meanwhile, another Republican governor, Rick Perry of Texas, signed ACORN's Lending Law Reform Bill that changed the state's homelending practices.

In July 2008, California Governor and McCain supporter Arnold Schwarzenegger signed a bill that ACORN helped draft aimed at California homeowners facing foreclosure.

In June 2007, Minnesota Governor and McCain VP short-lister Tim Pawlenty signed a similar bill -- drafted by ACORN -- that helped homeowners get fairer deals on their mortgages.

"The legislation was drafted according to recommendations made by a predatory lending study group established by Swanson prior to the legislative session," wrote the Northwestern Financial Review. "The study group contained representatives from the banking industry and the mortgage brokers association, as well as consumer advocates from organizations such as Illegal Aid and ACORN."

As Governor of Massachusetts, Mitt Romney signed an anti-predatory lending bill that ACORN supported. In February 2006, Connecticut Senator Joe Lieberman met with the ACORN Katrina Survivors Association. And back in July 2005, New York City mayor Michael Bloomberg actually got a kiss from ACORN's state leader, according to the publication City Limits, during an announcement that the city would protect or create 65,000 affordable units in a new housing proposal. Bloomberg, it should be noted, has not endorsed a candidate.

It would be, in a normal political context, highly unremarkable that Republican and Independent officials would praise and work with a group as large and influential as ACORN. But in recent days, it seems, Republicans and the McCain campaign are keen on painting the community-organizing group as something inherently corrupt. The primary target of complaint has been the organization's voter registration efforts, which have led to numerous non-existent individuals being put on the rolls.

Recently the McCain campaign went farther, releasing a web advertisement that linked Barack Obama to ACORN, and blamed the group for helping instigate the crisis in the nation's housing market -- itself a contributor to the financial mess.

ACORN "bull[ied] banks" and engaged in "intimidation tactics," says the ad. "ACORN forced banks to issue risky home loans. The same types of loans that caused the financial crisis we're in today."

ACORN has insisted, in the wake of these and other attacks, that it has been firm in its advocacy for regulations to "protect homeowners from predatory lenders." And certainly, they have a handful of prominent Republican officials who, at one point in time, agreed.


MCCAIN at a co-sponsored ACORN Rally:

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[homedawg]

McCain cut ties with ACORN LONG AGO, when He Found out How Corrupt they are!




BARACK OBAMA'S ACORN TREE


:beer2:

[homedawg]

Anatomy of a Scandal

Posted by Jeffrey Lord on 10.14.08 @ 6:09AM

There is only one word for it.

That word is "scandal."

That scandal is rapidly metastasizing, too. Overtaking you, your family, your business, your kid's education and, last but certainly not least, the entire global economy.

Begin with the scarlet philosophical thread that takes expression from the following people in their own distinctive styles.

William Ayers: "I am a radical, Leftist, small 'c' communist ... Maybe I'm the last communist who is willing to admit it….The ethics of Communism still appeal to me."

Jeremiah Wright: "God damn America, for treating our citizens as less than human."

Jimmy Carter: In a June 16, 1976 presentation to the Democrats' platform committee, Carter promised that America under a Carter administration would help the poor by putting "Greater effort to direct mortgage money into the financing of private housing ."

Bill Clinton and Al Gore: Writing in their 1992 campaign book Putting People First, the two promised if elected they would: "Ease the credit crunch in our inner cities…to prevent redlining (and) require financial institutions to invest in homes in their communities."

Franklin Raines: Like Carter, on this subject Clinton and Gore were as good as their word, installing Clinton Budget Director Franklin Raines to run Fannie Mae and get the job done. Raines did just what he was asked to do. As the New York Times reported on September 30, 1999:

''Fannie Mae has expanded home ownership for millions of families in the 1990's by reducing down payment requirements,'' said Franklin D. Raines, Fannie Mae's chairman and chief executive officer. ''Yet there remain too many borrowers whose credit is just a notch below what our underwriting has required who have been relegated to paying significantly higher mortgage rates in the so-called subprime market."
Barack Obama: "I've been fighting alongside ACORN on issues you care about my entire career."

And last but not least…

ACORN: As Stanley Kurtz over at NRO and Sol Stern of City Journal have both uncovered, a driving force of ACORN -- quite aside from accusations that it has engaged in massive fraud in registering voters -- has been to exert political pressure on banks to give loans to those otherwise unqualified. In the name, of course, of fairness. Reported Stern on ACORN back in 2003:

ACORN's anti-capitalism leads it to deep distrust of capitalism's central instruments -- the banks and other financial institutions that ACORN would class high among those "irresponsible… largest businesses." ACORN loudly campaigns against "predatory lending," "redlining," and other forms of presumed abuse by financial institutions that supposedly hinder the minority poor from getting the capital needed for home buying and business start-ups. As an antidote, ACORN has latched on to a 1977 federal law, the Community Reinvestment Act (CRA), which was aimed at ensuring that banks do not discriminate against poor minority communities. Under its rules, banks must go through a costly process of reporting where and to whom they lend money, to show that they don't discriminate. There are no official penalties for banks that get less than satisfactory ratings from the regulators on this issue. But when banks need approval for mergers or acquisitions, the CRA gives "community groups" the opportunity to lodge complaints against them, alleging suspect lending practices. If there's even the appearance of discrimination, the regulators may put the bank's deal on hold.
How did the banks respond to this political pressure from ACORN to lend money to financially unqualified applicants? Says Stern:

ACORN has developed a lucrative niche as an "advisor" to banks seeking regulatory approvals. Thus we have J. P. Morgan & Company, the legatee of the man who once symbolized for many all that was supposedly evil about American capitalism, suddenly donating hundreds of thousands of dollars to ACORN. This act of generosity and civic-mindedness came, interestingly, just as Morgan was asking bank regulators for approval of a merger with Chase Manhattan. Not to be outdone, Chase also decided to grant more than $200,000 to ACORN.
Stern concludes by quoting one "prominent consultant to the financial industry, who preferred to remain anonymous" as saying this: "The banks know they are being held up, but they are not going to fight over this. They look at it as a cost of doing business."

The cost of doing business. Wow. Remember that the next time you look at what's left of your portfolio.

Paying what amounts to blackmail money to appease the political pressures from ACORN -- while letting ACORN have their way with banks and financial institutions -- has now, incredibly, helped bring millions of Americans -- perhaps you, dear reader -- to the brink of bankruptcy. Stocks, mutual funds, 401k's, pensions, credit -- the financial guts of a family, a business, and in turn the underlying financial foundation of the U.S. government itself -- are now in serious, serious trouble. Entire Wall Street institutions are utterly collapsed. Somewhere Bill Ayers and Jeremiah Wright are surely laughing hysterically.

This is in real part because of ACORN, the self-same organization that is now being investigated for massive voter fraud in key electoral states from Pennsylvania to Nevada. The same organization which Barack Obama himself once counseled in his role as a "community organizer." (You wanted to know what a community organizer does? Look at the condition of your 401k and you will now get it immediately.) And, not to be forgotten, ACORN shares some shade of the philosophical thread that runs in varying hues from the blood red fuses of Bill Ayers bombs to the purple prose of Jeremiah Wright's sermons to the housing policies advocated and implemented by Jimmy Carter, Bill Clinton and Al Gore and defended by Barney Frank and Chris Dodd and an army of Democrats captured on videotape.


DO YOU GET the picture here? Do you see the thread? William Ayers thought America was so unfair he became a self-described "radical Leftist" who expressed his views on American capitalism by bombing the U.S. Capitol and the Pentagon. Jeremiah Wright his pulpit to preach that America was so unfair because it treated our own citizens as "less than human." Jimmy Carter was so disturbed at the lack of fairness in the free market he vowed that if he were elected president in 1976 he would put "greater effort" into making sure the government could "direct mortgage money" to housing for the poor. He was as good as his word, getting the Community Reinvestment Act passed in 1977. The purpose of the Carter legislation was to reduce "discriminatory" credit practices affecting the poor. Like clockwork, this in turn opened the door for ACORN. Fannie Mae boss Franklin Raines, the Clinton appointee who walked away from the agency with $90 million, was so intent on making things fair for those "millions of families" unable to buy homes (as Clinton and Gore had promised in 1992) that he reduced "down payment requirements," a key tenet of ACORN.

Here's Stanley Kurtz -- way back in May -- on the findings of his investigation into Barack Obama and ACORN: "Obama's ties to Acorn -- arguably the most politically radical large-scale activist group in the country -- are wide, deep, and longstanding."

In other words, working with ACORN was part of Obama's self-appointed role as a "community organizer." Long before having any association with ACORN had the serious potential, as it now suddenly very much does, of being a political liability, Obama sought and received the endorsement of its political arm for his presidential campaign. These were his old buddies, so, of course, he got it. Why not? After all, in his own words at the time:

"I come out of a grassroots organizing background. That's what I did for three and half years before I went to law school. That's the reason I moved to Chicago was to organize. So this is something that I know personally, the work you do, the importance of it. I've been fighting alongside ACORN on issues you care about my entire career. Even before I was an elected official, when I ran Project Vote voter registration drive in Illinois, ACORN was smack dab in the middle of it, and we appreciate your work."
Are we clear here? Barack Obama not only was the counsel for ACORN as part of his "community organizer" role he considered "the work you do" important. Said he: "We appreciate your work." He was proud to be "fighting alongside ACORN on issues" it cared about. And what do we now know the results of ACORN's work and its issues to be? Starkly and very simply put they have:

1. Undermined the financial stability of you, your family, your business and your government with a financial collapse unrivaled since the Great Depression.

2. Flooded battleground states in this election with a massive attempt at fraudulent voter registration that is on the verge of stealing the presidency of the United States for Obama.

One question.

WHERE IS JOHN McCAIN?????????

This is a blossoming scandal that will make Watergate look like a piker. And someone has the …pardon me, but the word that comes to mind is "stupidity"….to say that Ayers and Wright and the ideology of what and why they did what they did have no connection to where we are right this minute? Are they kidding? That bright, scarlet philosophical thread that runs straight from the bombs of Bill Ayers to the sermons of Jeremiah Wright to the political shenanigans of Jimmy Carter, Bill Clinton, Al Gore, Barney Frank and Chris Dodd has gradually revealed itself to be a very long fuse to a spectacular explosion of financial and political scandal. An explosion linking everything from the political blackmail of institutions like J.P. Morgan to the financial manipulations of Franklin Raines and Fannie Mae and stunningly connects to ACORN and Obama himself. Last and certainly not least, this same fuse led directly to the destruction of your personal wealth -- your money -- and is even now poised to steal your votes and destroy the possibility of an honest election.

Two points:

* If the McCain campaign cannot connect all these dots for voters -- in the last debate, on the stump, in its commercials and with its surrogates -- this will go down in history as a spectacular example of political malpractice.

* Second, and without question of more importance. If in fact this election produces a majority for Obama from voters who do not yet see the connection between ACORN, Obama, Barney Frank, Chris Dodd, Fannie Mae and the resulting status of their own personal financial well-being and that of, quite literally, the entire global economy, there are two words for the day after an Obama election. With a tip of the hat to Ben Stein they are these:

Special Prosecutor.