Miami (OH) vs Toledo: Bash’s College Basketball Betting Breakdown

by | Jan 9, 2026 | cbb

Antwone Woolfolk Miami (Ohio)

The undefeated RedHawks travel to Savage Arena as 1.5-point favorites, and with Miami leading the nation in field goal percentage, our ATS pick evaluates if Toledo can stop the RedHawks’ 16-game winning streak.

The Setup: Miami (OH) at Toledo

Miami (OH) rolls into Savage Arena on Friday night as a 1.5-point favorite over Toledo, and I’m going to be honest – this line feels like a trap waiting to happen. Here’s an 8-0 RedHawks team that ranks #1 nationally in offensive rating at 173.8 according to collegebasketballdata.com, and the market is essentially calling this a pick’em? Something doesn’t add up, and when I dug into the numbers, I found exactly why the oddsmakers are being so cautious about Miami’s undefeated record.

This is a classic MAC Friday night showdown where the efficiency numbers tell a very different story than the records suggest. Toledo sits at 5-4, but their adjusted metrics from collegebasketballdata.com paint the picture of a team that’s been battle-tested against real competition. Meanwhile, Miami’s gaudy raw numbers come with some serious red flags when you look under the hood. Let me walk you through why this spread is actually disrespecting Toledo more than it should.

Game Info & Betting Lines

Game: Miami (OH) at Toledo
Date: Friday, January 9, 2026
Time: 6:00 PM ET
Venue: Savage Arena, Toledo, OH
Spread: Miami (OH) -1.5 (DraftKings) / -1 (Bovada)
Total: 163.5
Moneyline: Toledo -102, Miami (OH) -118

Why This Number Makes Sense (or Doesn’t)

Here’s the thing – Miami’s 8-0 record comes with a massive asterisk. Their offensive rating of 173.8 ranks #1 nationally, but their adjusted offensive efficiency sits at just 115.3, which ranks #61 per collegebasketballdata.com. That’s not just a gap – it’s a chasm that screams schedule inflation. When you adjust for competition, Miami drops 60 spots in offensive efficiency. That tells me they’ve been feasting on cupcakes.

The defensive side is even more concerning for Miami backers. Their raw defensive rating of 121.9 ranks #350 nationally, and even after adjustments, they’re only at 107.6, good for #168. Toledo’s adjusted defensive efficiency of 111.2 (#250) isn’t elite, but in a home game against a team that can’t stop anyone, they’ve got the horses to score.

The pace differential is critical here. Miami plays at a glacial 54.8 possessions per game (#364 in the country), while Toledo operates at 71.9 possessions (#71). That’s a 17-possession gap – one of the largest you’ll see in college basketball. Toledo wants to run, and Miami wants to walk. The home team typically dictates pace, which means we’re likely playing closer to Toledo’s tempo. That’s a massive edge for the Rockets in this spot.

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Miami (OH)’s Situation

The RedHawks can absolutely fill it up when they’re clicking. They shoot 52.8% from the field (#5 nationally) and 39.7% from three (#18). Their effective field goal percentage of 61.9% ranks #4 in the country, and they’ve got five guys averaging double figures, led by Evan Ipsaro at 14.8 points per game. That’s legitimate offensive balance that can stress defenses.

But here’s where it falls apart: Miami ranks #320 in offensive rebounding percentage at just 27.0%. They’re not creating second chances, which means every possession has to be efficient. Against Toledo’s 34.1% offensive rebounding rate (#87), the Rockets are going to get extra opportunities while Miami won’t. Do that math over 70 possessions, and you’re looking at a significant shot attempt advantage for the home team.

The defensive issues are glaring. Opponents are shooting 49.9% against Toledo (#358 in opponent field goal percentage), but Miami allows 39.5% (#46). Wait – that’s backwards. Miami’s defense actually grades out better in raw opponent shooting percentage, but their adjusted defensive efficiency is worse. That tells me they haven’t faced quality offenses yet. Toledo’s adjusted offensive efficiency of 112.8 (#92) is better than Miami’s adjusted defense can handle.

Toledo’s Situation

The Rockets have been grinding through a much tougher schedule, and it shows in their metrics. They’ve already faced Michigan State (lost 69-92) and beaten quality MAC opponents. Their 5-4 record includes real tests, and collegebasketballdata.com’s adjusted net efficiency of 1.6 (#156) actually suggests they’re a better team than Miami’s 7.7 (#95) when you normalize for schedule strength.

Sonny Wilson (15.3 PPG) and Leroy Blyden Jr. (14.6 PPG) give Toledo a dynamic backcourt that can attack Miami’s suspect defense. But the real advantage is Sean Craig in the paint – he’s averaging 13.7 points and 8.1 rebounds (#75 nationally). Toledo scores 380 points in the paint compared to Miami’s 322, and they get to the line more effectively. Against Miami’s poor interior defense, Craig should feast.

The home court factor at Savage Arena is real. Toledo’s won four straight at home, and their ability to push pace in front of their crowd should disrupt Miami’s preferred snail-pace style. The Rockets’ 34.1% offensive rebounding rate means they’re going to create chaos on the glass, extending possessions and wearing down a Miami team that doesn’t defend well even when fresh.

The Matchup: Where This Gets Decided

This game lives and dies on tempo and the glass. If Toledo can push the pace to even 65 possessions – splitting the difference between their styles – that’s 10 extra possessions compared to what Miami wants. Against Miami’s #350-ranked defensive rating, those extra possessions are worth roughly 12-15 points. That’s not speculation – that’s just math.

The rebounding battle is equally critical. Toledo’s 34.1% offensive rebounding rate against Miami’s 27.0% defensive rebounding rate (implied by their #320 ranking) means the Rockets should dominate the offensive glass. I keep coming back to those rebounding numbers because they’re just too extreme to ignore. Every offensive rebound is worth roughly 1.1 points in expected value, and over the course of a game, that’s another 8-10 point swing.

Miami’s adjusted efficiency numbers suggest they’re a #95 team nationally, while Toledo grades out at #156. But that 39-spot gap shrinks considerably when you factor in home court (worth 3-4 points in college basketball) and the pace advantage. The raw offensive rating gap of 173.8 to 116.7 is completely misleading – the adjusted numbers show these teams are much closer than the records indicate.

Here’s the matchup that seals it for me: Toledo’s ability to score in the paint (380 points) against Miami’s inability to protect the rim. Miami blocks just 4.0 shots per game (#105), while Toledo blocks only 2.9 (#259), but the Rockets’ interior scoring should overwhelm Miami’s soft defense. Sean Craig’s 8.1 rebounds per game gives Toledo a physical presence Miami can’t match.

My Play

The Pick: Toledo +1.5 (-110) for 2 units

I’m backing the home dog in a spot where the market is overvaluing an undefeated record built on air. Miami’s adjusted metrics expose them as a middle-of-the-pack team that hasn’t been tested, while Toledo’s tougher schedule has them battle-ready for this moment. The pace advantage at home, the rebounding edge, and the interior scoring mismatch all point to Toledo covering this tiny number.

The main risk here is if Miami’s shooting gets nuclear – 39.7% from three can beat anyone on a hot night. But I’ve considered all of that, and the tempo advantage is still too massive to ignore. Toledo’s going to get 8-10 more possessions than Miami wants to give them, and that’s the difference between covering and losing.

I’m projecting Toledo 82, Miami 79 in a game that plays faster than Miami wants but not quite as fast as Toledo prefers. The Rockets cover at home, and Miami’s undefeated record takes its first hit. Lock it in.

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