The 2023 Holiday Bowl features a pair of teams that have some really tricky records! The Louisville Cardinals have a sparkling 10-3 record, but would have cost you the juice this season with a 6-6-1 betting record. The USC Trojans had a decent season at 7-5, but were HUGE losers against the spread at 3-9. Who gets the money Wednesday night at Petco Park? Get Loot’s Lou/Southern Cal pick here!









